Construction finance

Financing tied to build stages, for custom builds and larger off-plan commitments.

How it differs from a standard mortgage

Funds are released against verified construction progress rather than as a single disbursement, which changes both the paperwork and the risk profile compared with buying something already built.

What we check with you first

Whether the developer or contractor is acceptable to the lender, how stage certificates are issued, and what happens to drawn funds if the build pauses. Construction-linked lending is slower to arrange than a completed-home mortgage — we plan the timeline before you reserve.

We reply the same day, usually within a few hours.

Discuss a construction-linked purchase